Cums n.46 del 25-02-2020 |

It gave me a great taste of Iceland and took away all the hassle of searching for tours and accommodation which is important for me because I have limited free time since I work 80-100 hour weeks.

It took me to places in Iceland I may not have considered if I booked on my own. Even though we travel to Europe at least a couple of times a year and do it indepently (find our own accomodation, etc. Iceland's reputation of being very expensive concerned us too. We pinpointed the potential travel time as early September (2012), during the summer, we started to search more intensely.

Tried to compare and understand the kinds and details of services offered by a number of different operators. Self-drive tours appealed to us since we would be still independent but especially accommodations would be arranged for us. Small towns with potentially limited accomodations and the distance in between did not give a comfort level for arranging our own accomodations. Also the coverage and duration of their tours appealed to us.

After exchanging a few e-mails with some questions, which were promptly answered, decided to phone them directly to expedite the process. The phone response was efficient (Manuella), friendly, informative and spoke to the quality of the service we may potentially be getting from this agency. Due to being 6 hour behind Iceland (Western Canada) some of the phone calls coincided with the end of the work day in Iceland but Manuella did not mind and give as much info.

Our choice was made and it was the FULL CIRCLE tour of Iceland. We chose the budget accommodations and the economy car options. It was within our budget and was going to give a fairly good view of Iceland. We decided to fly to Reykjavik first and spend four days there.

Manuella confirmed that upon our arrival, if we contact Nordic Visito orlandojlferreira, Netherlands Iceland Full Circle, August 2012 The perfect way to discover one of the last unspoiled countries in Europe. For several years now Iceland has been on the top of our travelling plans. We set ourselves quite an ambitious task, also considering that we were travelling with our 4 year old son. We decided to do the full circle tour around the island in just over 2 weeks and I have to say we were not at all disappointed.

Not only did the island exceed our expectations, but also the quality of the organisation was excellent. The choice of hotels was carefully made by our travel agent to ensure our son would have plenty to do, while not compromising on the highlights.

All the activities were also well planned and the information provided by our travel agent was accurate, detailed and useful. The agency was also very quick in action when required. Mid way through our stay we decided to prolong our trip and with the help of Nordic Visitor it was possible to arrange it, despite all the full booked hotels in the high season.While the SAG nominating committee, which changes every year, tends to be a tad more mainstream than the Oscars, they are more predictive than the Globes, as they come from inside the film community.

There are always changes among the Oscar nominees from SAG and Globes Academy voters usually add some classy additions to the mix but the winners are usually close. The SAG Ensemble award, especially, often presages the eventual Oscar Best Picture winner. Those who land noms from SAG alone are more likely to land an Oscar nod than from the Globes alone. Land both groups, and you have better odds of landing an Oscar slot.

Those who get neither reduce their chances. That said, expect a few surprises among the nominations. Or does HFPA darling Lawrence sneak in. The Globe is hers. Veteran Holly Hunter could sail through with the spoiler win. And the Globes voters could go with Armie Hammer over Stuhlbarg. If Joe Wright or Denis Villeneuve get in over Americans Gerwig or Spielberg, there could be no Americans in this category.

The HFPA might want executive producer Angelina Jolie to win something. This Article is related to: Awards and tagged Golden Globes Dutch-Swedish cinematographer Hoyte van Hoytema could nab his first Oscar for instilling "Dunkirk" w. After the Annie Awards snub on Monday, "LEGO Batman" director Chris McKay makes his best case for an. Oscar-frontrunners "Coco" and "The Breadwinner" were the big Annie nomination winners, while "The LE.

Christopher Nolan's World War II actioner and Denis Villeneuve's sci-fi sequel experiment with new s. How Del Toro and his team created a romantic world shaped by water, color and movies that was the pe. Is this the year no TV movies get in the race. It may not be a movie, but it still might edge them all out.

Will she crack the top five. That leaves four slots open for the taking and a lot of well-reviewed comedies looking to garner some extra positive publicity. On the back of rave reviews, you bet he can. David Lowery and DP Andrew Droz Palermo breakdown how they shot the intimate film with a small group of friends. That's because the Army football team does not go into its 3 p. ET game at Lincoln Financial Field in Philadelphia with the great weight of a long losing streak hanging over its head.

The game will be televised by CBS. Army (8-3) ended its 14-game losing streak to Navy (6-5) a year ago with a 21-17 triumph, and it will try to reverse the momentum in the series by turning that victory into a two-game winning streak. Army has not had a winning streak in the series since taking five games in a row from 1992 through 1996.Developers: Access to the API and Webhooks for real-time exporting of entries.

Recommended for large brands and agencies who want their own promotions platform. Try an online demo of a Prediction poll promotion Try demo Resources and help Technical tutorial If you have questions about predictions, you'll find this tutorial very useful. See FAQ Additional information Learn how to assign points to participants based on their predictions in the betting pool.

More information What more do you need to know to use Easypromos. View prices Register and start now We use our own and third-party cookies to improve our services and only show you advertising that has been suggested by your preferences after analyzing your browsing habits. The best betting system throughout the years proved to be the system where you double your stake every day.

We never suggest to keep doubling your winnings.

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Our services Every day we make sure to find a couple of safest matches to double our stake. Our clients get those tips in our premium tips service. How to use our services. Of course it depends on you. Always bet with the money you can lose and please be responsible.

Our teamMarko Founder of duplaonica. In the world of successful betting for over 7 years. Ivan Ivan was drafted from the forum, where he achieved the best results and received recognition on a daily basis for his tips. Ivan is a professional gambler, and he always knows everything about the games we bet on. Pedja Pedja is an expert in basketball. He played basketball in the lower leagues and his experience is crucial when choosing basketball games for betting.

We absolutely believe in his tips because of the results he showed. Subscribe for our tips. If you are looking for free daily betting advice from some of the top experts in the industry today, you have come to the right place. All of our handicappers' free selections that have been published for today or any upcoming events will be posted on this page. While the free picks are typically the lowest-rated plays that just missed out on the premium card, that doesn't mean the handicappers aren't confident about the picks.

These bets are not only to help you build your bankroll, but to give new customers an inside look at what our experts put into each pick they put out.

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If you want to really take advantage of our experts' tips, you are going to want to sign-up for a premium or long-term subscription. Just click on the green link below the free pick to see what premium or long-term packages that specific handicapper has available or head over to our buy picks page for a full list of today's premium packages. Saturday look for a complex array of selections in all sports.

Make sure you follow us throughout the day as the line changes evolve, then we will come in hard. FAMOUS EARLY EASTER EDGE UP NOWThe Charlotte Hornets are broken right now. They just lost outright at home as double-digit favorites to the Bulls last night.Chicago The Washington Redskins are coming off a Week 1 loss to the Eagles at home, and now have to make a cross country trip to Los Angeles to face former offensive coordinator Sean McVay and the Rams. The Redskins spent the week answering questions about a number of issues, most very similar to what we saw during the preseason, which definitely worries some people.

Here are some of the biggest storylines and predictions from CSN Redskins insiders JP Finlay and Rich Tandler for Sunday. RELATED: WEEK 1 NFL POWER RANKINGSRadio: Redskins Radio Network, ESPN 710 AM, 100.

The game is set to begin 4:25 p. Will playing their former offensive coordinator Sean McVay give them an advantage. How much will it impact them. What were the trends we saw. What does Jay Gruden want to see to give him more. Jay Gruden expects more. In their last four road games against the Rams, however, the Redskins are just 1-3 SU and ATS.

The Rams are 1-6 SU in their last seven games at home. JP Finlay: The Redskins offense looked terrible in Week 1, and it started with QB Kirk Cousins. Want some good news. That hasn't happened for the Washington passer in consecutive games since October 2015.

Expect Cousins and the 'Skins offense to rebound in LA. Even with the bad effort against the Eagles, the Redskins till had a chance for the win late in that game. The effort will be better, the team won't turn the ball over four times, and Washington wins. Gruden outlined the key for the Redskins in a press conference this week when he emphasized the importance of getting to the quarterback on several occasions.

They should be able to both get to Jared Goff and, unlike last week, bring him down. Prediction: Redskins 21, Rams 14Pete Hailey: Traveling West can be tough, and it's not something you want to do when you're already 0-1 and have a game against the physical, talented Raiders next week. But the Coliseum isn't exactly a frightening environment, and the Rams defense won't be able to bully the Redskins' offense like they did to Scott Tolzien and the Colts.

Both Washington's offense and defense know what's on the line here. Prediction: Redskins 24, Rams 20 A look back at the week in hot takes on Kirk Cousins Matt Ioannidis out of his cast Gruden on how Perine has improved in 2017 Josh Norman among five players under pressure vs.

Chargers Zach Brown intends to play through injuries Here is what you need to know on this Saturday, December 9, one day before the Washington Redskins play the Chargers in Los Angeles.

Three legends call out Cousins but their criticism misses the mark I suppose this was good to prepare us for the hot Kirk Cousins takes that are going to come in waves now that the Redskins are out of playoff contention. But, yeah, it was pretty dumb. Nobody will remember the game the last day of November when figuring out how much they want to pay Kirk Cousins.

Radio host claims Redskins receivers don't like Cousins OK, this is the last Cousins hot take on this list. But I have a tough time believing something that is not at all in line with what I see every day. The amount of salary on Redskins' IR list is significant The Redskins are paying a lot of players to not pay. As I noted in the Zach Brown article above, teams get hit twice when a player goes on IR.

They have to pay one player who is not playing and another one to take the roster spot of the player on the shelf. For the longer answer, read the post. Stay up to date on the Redskins. Rich Tandler covers the team 365 days a year.Once you factor in the extensive abilities for data reduction, they can be less expensive per GB.

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This will spur further development in the software and analytics fields. Boudreau pointed to machine learning as a key enabler. Please enable Javascript in your browser, before you post the comment. Now Javascript is disabled. You have characters left.

The ERP is the premium you get from holding stocks, expressed as a percentage over some supposed risk-free measure such as the 10-year gilt rate. And there's nothing wrong with that. It's true that most often investors are rewarded long term for taking extra volatility risk. Since 1926, the average annualised ERP has been 4. And theoretically, investors should be rewarded for suffering through stock market swings.

If you weren't likely to get higher reward for higher risk, why would anyone want the higher risk. The problem is that some academics try to model future ERPs - predicting future stock returns. I've never seen any ERP model stand up to historical back-testing. Yet every year, we get a new wave of them. When I say future, I mean most ERPs attempt forecasting far into the future - usually seven to 10 years (10 is most common). Yet stock returns in the near term - over the next 12 to 24 months - are driven mostly by shifts in demand, and even those are devilishly difficult to forecast.

Further out, supply pressures swamp all, so there is absolutely no way to predict stock market direction seven or 10 years out unless you can somehow predict future stock supply shifts.

But not a single ERP model I've ever seen has addressed the issue of predicting long-term supply flows. And if you can't address future supply, your model is worthless because with securities, in the long term supply is all that matters.

None of these ERPs stands up to historical back-testing, or if they do it's merely accidentalInstead, most ERP models make forward-looking assumptions based on cobbled-together current or past conditions.

But right away you know past performance is never, by itself, indicative of future results. An example of an ERP model might look like this: take the current dividend yield, the average earnings per share over the last 10 years, plus the current inflation rate, and subtract the bond yield. Add or subtract a few components.

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Mix that together with a guesstimate for some percentage by which stocks are supposed to beat bonds over the next 10 years, based on what treasuries are yielding now.Our package was put together thoughtfully. It all came together very smoothly which made our trip very pleasant and enjoyable. We had a wonderful time and enjoyed everything we did.

We feel fortunate to have had such a nice experience. Iceland is a beautiful country and its people, very friendly. We hope to have the opportunity to visit again. We will definitely recommend Nordic Visitor. Our guide Alfred Moller was terrific. He was knowledgeable and was willing to help us with our photography questions. He was also a very confident and competent driver. The group size was perfect - I did not want to be with a very large group. Overall the hotels and food were good, and the pace was good as well.

I had a great time. Thank you for being so well organized with the travel documents, vouchers, suggestions etc. She answered all my questions and more up front and provided exceptional service.

We spent 5 weeks in Scandinavia and this last week finished it off beautifully in a calm and relaxing pace in wonderful places. Customer service was exceptional right from the beginning.

All travel details were clearly detailed in materials sent before trip, as well as, received upon arrival. All drivers, hotel employees, and tour guides (kayak tour) were very friendly and helpful. It was a wonderful experience and we would love to book a longer trip around Iceland someday with Nordic Visitor.

The trip was great and the island beautiful. It was one of the truly memorable family holidays. We loved traveling Highway One on the island's east side. The services provided by Sjofn exceeded our expectations in all respects. The organization and travel materials provided were excellent and easy to follow. We would not hesitate to recommend Nordic Visitor.

We cannot wait to visit Iceland again. We thought that Larus did an excellent job in planning the tour and our hotel stops based on our interests, which were largely to take advantage of seeing the beautiful scenery and to hike. We've travelled extensively in Europe, North America, South America, Australia and New Zealand. Our trip to Iceland was one of the best organized and most enjoyable.

Nordic anticipated almost all of our questions with their extensive information package. And for those that they didn't anticipate, Larus answered them promptly. We so much enjoyed our trip to Iceland that we're looking forward to a return visit in a future summer and will definitely used Nordic Visitor again. Everything about this tour was perfect. It would not be an overstatement to say it was one of the top travel experiences of my life.

Arnar really thought through all of the details, and produced a tour that probably could never be topped. All of the hotels and other travel plans were first rate. I would love to do something like this again.

We booked a last minute honeymoon trip with Nordic Visitor and found the service outstanding. There was only two weeks from the date of booking to our arrival date.Rugby LeagueUnless otherwise stated all Rugby bets are settled on 80 minutes play. If a venue is changed from the one advertised then all bets on that match are void.

Draw-No-Bet - If the game finishes in a draw then bets will be settled as a Push. Next Try 2-Way - Where there is no next try scored then bets will be void. Team Scoring First Wins Game - Includes extra-time if played. Double Result - Predict the outcome of the specified match at half-time and full-time. Team to Reach Markets - Predict the team to reach a specified point total. Tribet - If the match ends in a Tie, bets will be settled as Any Other Result option. In-Play Half BettingFor In-Play half betting, the designated half must be completed for bets to stand (unless the outcome of the specific market is already determined).

Highest Scoring Team - HandicapAll scheduled games must be completed for bets to stand. Total Team TriesPenalty tries count. Bets stand on regulation time only.

Will Either Team Score 3 Unanswered Tries. Rugby UnionGeneral RulesUnless otherwise stated all Rugby bets are settled on 80 minutes play. OT)In-Play Half BettingFor In-Play half betting, the designated half must be completed for bets to stand (unless the outcome of the specific market is already determined). Team to Score First TryMarket includes No Try Scored option. Team to Score LastIncludes extra-time if played.

Six Nations SpecialsTo Win the Grand Slam - Any participant must win all their five matches. SnookerOutright BettingNon-runner no-bet - With the exception of Ante-Post bets placed on any player who takes part in a given tournament's qualifying but fails to qualify for the main tournament. Outright markets may be subject to a Rule 4 (Deductions).

Match BettingIn the event of a match starting but not being completed the player progressing to the next round or being awarded the victory will be deemed the winner for settlement purposes.

First Frame MarketsIn the event of the first frame not being completed bets will be void, unless the outcome has already been determined.


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